tag:blogger.com,1999:blog-37488667.post2944485262310065549..comments2023-10-11T15:28:42.233-07:00Comments on microfranchising: Kiva should co-brand with microfranchisesDavid Stokerhttp://www.blogger.com/profile/00885859888162958520noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-37488667.post-87480457129943755892009-10-07T17:25:44.374-07:002009-10-07T17:25:44.374-07:00AJ- I think you're right, the model could not ...AJ- I think you're right, the model could not require VisionSpring or Dishtree to become bankers. So I see it as MFI's still playing the role of loan disbursal and recovery but with Kiva as a broker, i.e. Kiva partners with a VisionSpring or KickStart in places where they operate and/or are expanding and connects VisionSpring to the MFI partner to reach their clients. VisionSpring or Kickstart uses the client base of the MFI as either sources of potential microfranchisees or as a consumer base. The clients of the MFI use their loan to either buy the franchise startup kits or ongoing supplies or buy the products as customers and there is co-branding all over it. It would both bring diversity to the local marketplaces and to the Kiva marketplace,it would capitalize on Kiva's face time- being the portal through which Kiva users are exposed to the happenings and business practices of local families- empowering Kiva to highlight and inspire new innovations. I think it would take Kiva to the next level in terms of being a platform to drive innovation, idea spread, etc. and not just an enabler of the basic product of microfinance-microcredit. There is just so much exciting potential there.David Stokerhttps://www.blogger.com/profile/00885859888162958520noreply@blogger.comtag:blogger.com,1999:blog-37488667.post-48234126606558143342009-10-07T12:24:23.520-07:002009-10-07T12:24:23.520-07:00A quick question on Kiva tying up with microfranch...A quick question on Kiva tying up with microfranchises - One of the key components of Kiva's model has been the Microfinance institution used for loan disbursal and recovery. In a kiva- microfranchising model, whom do you think would play that role? Wish the franchiser (say VisionSpring or Drishtee) could do it, but is it possible? Do they have enough resources/bandwidth to monitor the loan disbursal and recovery?<br /><br />Thanks<br />NathenAJ Nathenhttps://www.blogger.com/profile/08660296341559074207noreply@blogger.comtag:blogger.com,1999:blog-37488667.post-33187167463407410562008-10-01T01:11:00.000-07:002008-10-01T01:11:00.000-07:00I think this is a great idea, Dave! I've read tha...I think this is a great idea, Dave! I've read that Kiva's lender base has grown much more quickly than its network of MFIs and borrowers, and this could be an excellent way to diversify. This could also be quite effective in China, where microfinance is much less developed than in other places. I think that biomass cookstoves could be an excellent microfranchise.Anonymousnoreply@blogger.com